*,
*::before,
*::after {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}
html {
  scroll-behavior: smooth;
  scroll-padding-top: 72px;
}
body {
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
  color: #0f172a;
  font-size: 17px;
  line-height: 1.7;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
  background: #ffffff;
}
.container {
  max-width: 1160px;
  margin: 0 auto;
  padding: 0 24px;
}
/* ======================== BUTTONS ======================== */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-family: inherit;
  font-weight: 600;
  border: none;
  cursor: pointer;
  text-decoration: none;
  transition: all 0.25s cubic-bezier(0.4, 0, 0.2, 1);
  position: relative;
  gap: 8px;
}
.btn-primary {
  background: linear-gradient(135deg, #2563eb 0%, #1d4ed8 100%);
  color: #ffffff;
  font-size: 18px;
  padding: 18px 36px;
  border-radius: 14px;
  box-shadow: 0 6px 20px rgba(37, 99, 235, 0.35);
  min-height: 56px;
  letter-spacing: -0.01em;
}
.btn-primary:hover {
  transform: translateY(-2px);
  box-shadow: 0 10px 28px rgba(37, 99, 235, 0.45);
  background: linear-gradient(135deg, #3b82f6 0%, #2563eb 100%);
}
.btn-primary:active {
  transform: translateY(0);
}
.btn-primary svg {
  width: 18px;
  height: 18px;
  stroke: currentColor;
  fill: none;
  stroke-width: 2.5;
}
.btn-outline {
  background: transparent;
  color: #1d4ed8;
  font-size: 15px;
  padding: 10px 22px;
  border-radius: 10px;
  border: 2px solid #bfdbfe;
}
.btn-outline:hover {
  background: #eff6ff;
  border-color: #2563eb;
}
/* ======================== CONTACT BAR ======================== */
.contact-bar {
  background: #0b1220;
  color: #cbd5e1;
  font-size: 13px;
  padding: 8px 0;
}
.contact-bar .container {
  display: flex;
  justify-content: space-between;
  align-items: center;
}
.contact-bar-left {
  display: flex;
  align-items: center;
  gap: 6px;
}
.contact-bar-left svg {
  width: 14px;
  height: 14px;
  stroke: #60a5fa;
  fill: none;
  stroke-width: 2;
  flex-shrink: 0;
}
.contact-bar a {
  color: #ffffff;
  text-decoration: none;
  font-weight: 600;
}
.contact-bar a:hover {
  color: #93c5fd;
}
.contact-bar-right {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: 12px;
}
.contact-bar-dot {
  width: 6px;
  height: 6px;
  background: #10b981;
  border-radius: 50%;
  animation: pulse 2s ease-in-out infinite;
}
/* ======================== HEADER ======================== */
.header {
  position: sticky;
  top: 0;
  left: 0;
  right: 0;
  background: rgba(255, 255, 255, 0.9);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border-bottom: 1px solid rgba(226, 232, 240, 0.7);
  z-index: 100;
  padding: 14px 0;
}
.header .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}
.logo {
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
  flex-shrink: 0;
}
.logo-icon {
  width: 42px;
  height: 42px;
  background: linear-gradient(135deg, #2563eb 0%, #1e40af 100%);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  box-shadow: 0 4px 12px rgba(37, 99, 235, 0.35);
}
.logo-icon svg {
  width: 22px;
  height: 22px;
}
.logo-text {
  line-height: 1.2;
}
.logo-text-primary {
  font-weight: 700;
  font-size: 16px;
  color: #0b1220;
  display: block;
  letter-spacing: -0.02em;
}
.logo-text-secondary {
  font-weight: 500;
  font-size: 11px;
  color: #64748b;
  display: block;
  letter-spacing: 0.03em;
  text-transform: uppercase;
}
/* Header in-page nav */
.header-nav {
  display: flex;
  gap: 4px;
  margin: 0 auto;
}
.header-nav a {
  font-size: 14px;
  font-weight: 600;
  color: #475569;
  text-decoration: none;
  padding: 8px 14px;
  border-radius: 8px;
  transition: all 0.2s ease;
}
.header-nav a:hover {
  color: #1d4ed8;
  background: #eff6ff;
}
/* Mobile menu toggle (hamburger) */
.mobile-menu-toggle {
  display: none;
  width: 44px;
  height: 44px;
  align-items: center;
  justify-content: center;
  background: #f8fafc;
  border: 1px solid #e2e8f0;
  border-radius: 12px;
  cursor: pointer;
  flex-shrink: 0;
  padding: 0;
  transition: all 0.2s ease;
}
.mobile-menu-toggle:hover {
  background: #eff6ff;
  border-color: #bfdbfe;
}
.mobile-menu-toggle-lines {
  width: 20px;
  height: 14px;
  position: relative;
}
.mobile-menu-toggle-lines span {
  position: absolute;
  left: 0;
  right: 0;
  height: 2px;
  background: #0b1220;
  border-radius: 2px;
  transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}
.mobile-menu-toggle-lines span:nth-child(1) {
  top: 0;
}
.mobile-menu-toggle-lines span:nth-child(2) {
  top: 6px;
}
.mobile-menu-toggle-lines span:nth-child(3) {
  top: 12px;
}
body.menu-open .mobile-menu-toggle-lines span:nth-child(1) {
  top: 6px;
  transform: rotate(45deg);
}
body.menu-open .mobile-menu-toggle-lines span:nth-child(2) {
  opacity: 0;
  transform: translateX(10px);
}
body.menu-open .mobile-menu-toggle-lines span:nth-child(3) {
  top: 6px;
  transform: rotate(-45deg);
}
/* Mobile menu panel */
.mobile-menu {
  position: fixed;
  top: 0;
  right: 0;
  width: min(340px, 88vw);
  max-height: 100vh;
  background: #ffffff;
  z-index: 110;
  transform: translateX(100%);
  transition: transform 0.35s cubic-bezier(0.4, 0, 0.2, 1), box-shadow 0.3s ease;
  display: flex;
  flex-direction: column;
  box-shadow: none;
  overflow-y: auto;
  -webkit-overflow-scrolling: touch;
  border-bottom-left-radius: 20px;
}
body.menu-open .mobile-menu {
  transform: translateX(0);
  box-shadow: -20px 0 50px rgba(15, 23, 42, 0.15);
}
.mobile-menu-backdrop {
  position: fixed;
  inset: 0;
  background: rgba(15, 23, 42, 0.55);
  backdrop-filter: blur(3px);
  -webkit-backdrop-filter: blur(3px);
  z-index: 105;
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.3s ease;
}
body.menu-open .mobile-menu-backdrop {
  opacity: 1;
  pointer-events: auto;
}
body.menu-open {
  overflow: hidden;
}
.mobile-menu-header {
  padding: 16px 20px;
  border-bottom: 1px solid #f1f5f9;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
}
.mobile-menu-header .logo {
  gap: 10px;
}
.mobile-menu-header .logo-icon {
  width: 36px;
  height: 36px;
  border-radius: 10px;
}
.mobile-menu-header .logo-icon svg {
  width: 18px;
  height: 18px;
}
.mobile-menu-header .logo-text-primary {
  font-size: 15px;
}
.mobile-menu-header .logo-text-secondary {
  font-size: 10px;
}
.mobile-menu-close {
  width: 40px;
  height: 40px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: #f8fafc;
  border: 1px solid #e2e8f0;
  border-radius: 12px;
  cursor: pointer;
  padding: 0;
  flex-shrink: 0;
  transition: all 0.2s ease;
}
.mobile-menu-close:hover {
  background: #eff6ff;
  border-color: #bfdbfe;
}
.mobile-menu-close svg {
  width: 18px;
  height: 18px;
  stroke: #334155;
  fill: none;
  stroke-width: 2.5;
  stroke-linecap: round;
}
.mobile-menu-list {
  list-style: none;
  padding: 8px 0;
}
.mobile-menu-list a {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 14px 20px;
  font-size: 16px;
  font-weight: 600;
  color: #0b1220;
  text-decoration: none;
  border-left: 3px solid transparent;
  transition: all 0.2s ease;
  min-height: 56px;
  position: relative;
}
.mobile-menu-list li + li a {
  border-top: 1px solid #f1f5f9;
}
.mobile-menu-list a::after {
  content: '';
  position: absolute;
  right: 20px;
  top: 50%;
  width: 8px;
  height: 8px;
  border-right: 2px solid #cbd5e1;
  border-top: 2px solid #cbd5e1;
  transform: translateY(-50%) rotate(45deg);
  transition: all 0.2s ease;
}
.mobile-menu-list a:hover,
.mobile-menu-list a:active {
  background: #eff6ff;
  color: #1d4ed8;
  border-left-color: #2563eb;
}
.mobile-menu-list a:hover::after,
.mobile-menu-list a:active::after {
  border-right-color: #2563eb;
  border-top-color: #2563eb;
  right: 16px;
}
.mobile-menu-icon {
  width: 40px;
  height: 40px;
  border-radius: 12px;
  background: linear-gradient(135deg, #eff6ff, #dbeafe);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.mobile-menu-icon svg {
  width: 19px;
  height: 19px;
  stroke: #1d4ed8;
  fill: none;
  stroke-width: 2;
  stroke-linecap: round;
  stroke-linejoin: round;
}
.mobile-menu-phone {
  display: flex;
  align-items: center;
  gap: 14px;
  margin: 8px 20px 4px;
  padding: 14px 18px;
  background: linear-gradient(135deg, #eff6ff, #eef2ff);
  border: 1px solid #dbeafe;
  border-radius: 14px;
  text-decoration: none;
  transition: all 0.2s ease;
}
.mobile-menu-phone:hover {
  border-color: #60a5fa;
  transform: translateY(-1px);
  box-shadow: 0 4px 6px -1px rgba(15, 23, 42, 0.06), 0 2px 4px -2px rgba(15, 23, 42, 0.04);
}
.mobile-menu-phone .mobile-menu-icon {
  background: linear-gradient(135deg, #2563eb, #1e40af);
  width: 44px;
  height: 44px;
}
.mobile-menu-phone .mobile-menu-icon svg {
  stroke: white;
}
.mobile-menu-phone-label {
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: #1d4ed8;
  margin-bottom: 2px;
}
.mobile-menu-phone-number {
  font-size: 18px;
  font-weight: 800;
  color: #0b1220;
  letter-spacing: -0.01em;
}
.mobile-menu-phone-hours {
  font-size: 12px;
  color: #64748b;
  font-weight: 500;
  margin-top: 2px;
}
.mobile-menu-cta {
  padding: 12px 20px 4px;
}
.mobile-menu-cta .btn-primary {
  width: 100%;
  font-size: 16px;
  padding: 16px;
  border-radius: 12px;
}
.mobile-menu-trust {
  margin: 16px 20px 24px;
  padding: 18px 20px;
  background: linear-gradient(135deg, #eff6ff 0%, #f0fdf4 100%);
  border: 1px solid #dbeafe;
  border-radius: 14px;
}
.mobile-menu-trust-title {
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: #64748b;
  margin-bottom: 10px;
}
.mobile-menu-trust-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 8px;
}
.mobile-menu-trust-list li {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 13.5px;
  font-weight: 600;
  color: #334155;
}
.mobile-menu-trust-list .tick {
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: #10b981;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.mobile-menu-trust-list .tick svg {
  width: 12px;
  height: 12px;
  stroke: white;
  fill: none;
  stroke-width: 3;
  stroke-linecap: round;
  stroke-linejoin: round;
}
.mobile-menu-footer {
  margin-top: auto;
  padding: 18px 20px 24px;
  border-top: 1px solid #f1f5f9;
  background: #f8fafc;
}
.mobile-menu-footer .btn-primary {
  width: 100%;
  font-size: 16px;
  padding: 16px;
  border-radius: 12px;
}
.mobile-menu-contact {
  margin-top: 14px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 8px;
}
.mobile-menu-contact a {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
  padding: 10px 8px;
  background: #ffffff;
  border: 1px solid #e2e8f0;
  border-radius: 10px;
  text-decoration: none;
  color: #334155;
  font-size: 13px;
  font-weight: 600;
  transition: all 0.2s ease;
}
.mobile-menu-contact a:hover {
  border-color: #60a5fa;
  color: #1d4ed8;
}
.mobile-menu-contact svg {
  width: 14px;
  height: 14px;
  stroke: #1d4ed8;
  fill: none;
  stroke-width: 2;
  stroke-linecap: round;
  stroke-linejoin: round;
  flex-shrink: 0;
}
/* Reading progress bar on mobile */
.reading-progress {
  position: fixed;
  top: 0;
  left: 0;
  height: 3px;
  width: 0%;
  background: linear-gradient(90deg, #3b82f6, #1d4ed8);
  z-index: 101;
  transition: width 0.15s ease-out;
  pointer-events: none;
}
/* ======================== STICKY SIDE TOC ======================== */
.side-toc {
  position: fixed;
  top: 50%;
  right: 24px;
  transform: translateY(-50%);
  z-index: 50;
  padding: 16px 12px;
  background: rgba(255, 255, 255, 0.85);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  border: 1px solid #e2e8f0;
  border-radius: 16px;
  box-shadow: 0 10px 15px -3px rgba(15, 23, 42, 0.07000000000000001), 0 4px 6px -4px rgba(15, 23, 42, 0.04);
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.3s ease;
}
.side-toc.visible {
  opacity: 1;
  pointer-events: auto;
}
.side-toc-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 2px;
}
.side-toc-item {
  position: relative;
}
.side-toc-link {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 6px 10px;
  font-size: 13px;
  font-weight: 600;
  color: #64748b;
  text-decoration: none;
  border-radius: 8px;
  white-space: nowrap;
  max-width: 32px;
  overflow: hidden;
  transition: all 0.25s ease, max-width 0.25s ease;
}
.side-toc-link::before {
  content: '';
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: #cbd5e1;
  flex-shrink: 0;
  transition: all 0.25s ease;
}
.side-toc:hover .side-toc-link {
  max-width: 240px;
  padding-right: 16px;
}
.side-toc-link:hover {
  color: #1d4ed8;
}
.side-toc-link:hover::before {
  background: #60a5fa;
}
.side-toc-item.active .side-toc-link {
  color: #1d4ed8;
  font-weight: 700;
}
.side-toc-item.active .side-toc-link::before {
  background: #2563eb;
  box-shadow: 0 0 0 4px rgba(37, 99, 235, 0.15);
}
/* ======================== HERO ======================== */
.hero {
  padding: 80px 0 100px;
  background: linear-gradient(180deg, #eef2ff 0%, #e0e7ff 30%, #eff6ff 60%, #ffffff 100%);
  position: relative;
  overflow: hidden;
}
.hero::before {
  content: '';
  position: absolute;
  width: 700px;
  height: 700px;
  background: radial-gradient(circle, rgba(37, 99, 235, 0.14) 0%, transparent 60%);
  top: -300px;
  right: -200px;
  border-radius: 50%;
}
.hero::after {
  content: '';
  position: absolute;
  width: 500px;
  height: 500px;
  background: radial-gradient(circle, rgba(59, 130, 246, 0.08) 0%, transparent 60%);
  bottom: -200px;
  left: -100px;
  border-radius: 50%;
}
.hero .container {
  position: relative;
  z-index: 1;
  text-align: center;
}
.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: #ffffff;
  border: 1px solid #bfdbfe;
  border-radius: 100px;
  padding: 8px 20px;
  font-size: 14px;
  font-weight: 600;
  color: #1d4ed8;
  margin-bottom: 24px;
  box-shadow: 0 1px 2px rgba(15, 23, 42, 0.04);
}
.hero-badge-dot {
  width: 8px;
  height: 8px;
  background: #10b981;
  border-radius: 50%;
  animation: pulse 2s ease-in-out infinite;
}
@keyframes pulse {
  0%,
  100% {
    opacity: 1;
  }
  50% {
    opacity: 0.4;
  }
}
.hero h1 {
  font-size: 56px;
  font-weight: 800;
  line-height: 1.06;
  margin-bottom: 22px;
  color: #0b1220;
  letter-spacing: -0.03em;
  max-width: 860px;
  margin-left: auto;
  margin-right: auto;
}
.hero h1 span {
  background: linear-gradient(135deg, #2563eb 0%, #1e40af 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}
.hero-subtitle {
  font-size: 19px;
  color: #475569;
  max-width: 580px;
  margin: 0 auto 36px;
  line-height: 1.6;
}
.hero-cta-wrapper {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 16px;
  flex-wrap: wrap;
}
.hero-cta-note {
  font-size: 14px;
  color: #64748b;
}
.hero-trust {
  display: flex;
  justify-content: center;
  gap: 32px;
  margin-top: 48px;
  flex-wrap: wrap;
}
.hero-trust-item {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 15px;
  font-weight: 600;
  color: #334155;
}
.hero-trust-icon {
  width: 32px;
  height: 32px;
  background: rgba(16, 185, 129, 0.12);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
}
.hero-trust-icon svg {
  width: 16px;
  height: 16px;
  stroke: #059669;
  fill: none;
  stroke-width: 2.5;
}
/* ======================== SOCIAL PROOF ======================== */
.social-proof {
  padding: 48px 0;
  background: #ffffff;
  border-bottom: 1px solid #f1f5f9;
}
.social-proof .container {
  display: flex;
  justify-content: center;
  gap: 64px;
  flex-wrap: wrap;
}
.proof-item {
  text-align: center;
}
.proof-number {
  font-size: 40px;
  font-weight: 900;
  letter-spacing: -0.03em;
  background: linear-gradient(135deg, #2563eb 0%, #1e40af 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  line-height: 1.1;
}
.proof-label {
  font-size: 14px;
  color: #64748b;
  font-weight: 500;
  margin-top: 4px;
}
/* ======================== KALKULAČKA ======================== */
.calculator {
  padding: 100px 0;
  background: linear-gradient(180deg, #ffffff 0%, #f8fafc 100%);
  position: relative;
}
.section-header {
  text-align: center;
  margin-bottom: 48px;
}
.section-label {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 13px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: #1d4ed8;
  margin-bottom: 14px;
}
.section-label-dot {
  width: 6px;
  height: 6px;
  background: #3b82f6;
  border-radius: 50%;
}
.section-header h2 {
  font-size: 42px;
  font-weight: 800;
  letter-spacing: -0.03em;
  color: #0b1220;
  margin-bottom: 14px;
  line-height: 1.15;
}
.section-header p {
  font-size: 18px;
  color: #475569;
  max-width: 560px;
  margin: 0 auto;
}
.calc-wrapper {
  max-width: 600px;
  margin: 0 auto;
  position: relative;
}
.calc-box {
  background: #ffffff;
  border-radius: 24px;
  padding: 48px;
  border: 1px solid #e2e8f0;
  box-shadow: 0 20px 25px -5px rgba(15, 23, 42, 0.08), 0 8px 10px -6px rgba(15, 23, 42, 0.04), 0 0 40px rgba(37, 99, 235, 0.12);
  position: relative;
  overflow: hidden;
}
.calc-box::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: linear-gradient(90deg, #3b82f6, #1d4ed8);
}
.calc-field {
  margin-bottom: 28px;
}
.calc-label {
  display: block;
  font-weight: 600;
  font-size: 13px;
  margin-bottom: 10px;
  color: #475569;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}
.calc-select {
  width: 100%;
  padding: 16px 18px;
  font-size: 17px;
  font-family: inherit;
  font-weight: 600;
  border: 2px solid #e2e8f0;
  border-radius: 12px;
  background: #f8fafc;
  color: #0b1220;
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='20' height='20' viewBox='0 0 24 24' fill='none' stroke='%2394A3B8' stroke-width='2'%3E%3Cpolyline points='6 9 12 15 18 9'%3E%3C/polyline%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 16px center;
  cursor: pointer;
  transition: all 0.2s ease;
}
.calc-select:focus {
  border-color: #3b82f6;
  outline: none;
  box-shadow: 0 0 0 4px rgba(59, 130, 246, 0.1);
  background-color: #ffffff;
}
.period-buttons {
  display: grid;
  grid-template-columns: repeat(8, 1fr);
  gap: 8px;
}
.period-btn {
  padding: 14px 4px;
  border: 2px solid #e2e8f0;
  border-radius: 10px;
  background: #f8fafc;
  font-family: inherit;
  font-size: 14px;
  font-weight: 600;
  cursor: pointer;
  transition: all 0.2s ease;
  color: #475569;
  white-space: nowrap;
  text-align: center;
}
.period-btn:hover {
  border-color: #93c5fd;
  color: #1d4ed8;
  background: #eff6ff;
}
.period-btn.active {
  background: linear-gradient(135deg, #2563eb, #1d4ed8);
  color: #ffffff;
  border-color: #2563eb;
  box-shadow: 0 4px 12px rgba(37, 99, 235, 0.35);
}
.calc-result {
  text-align: center;
  padding: 32px 0;
  margin: 12px 0 28px;
  background: linear-gradient(135deg, #eff6ff 0%, rgba(219, 234, 254, 0.3) 100%);
  border-radius: 16px;
  border: 1px solid #dbeafe;
}
.calc-result-label {
  font-size: 13px;
  font-weight: 600;
  color: #475569;
  margin-bottom: 4px;
  text-transform: uppercase;
  letter-spacing: 0.06em;
}
.calc-result-value {
  font-size: 52px;
  font-weight: 900;
  letter-spacing: -0.03em;
  background: linear-gradient(135deg, #2563eb 0%, #1e40af 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}
.calc-result-sub {
  margin-top: 6px;
  font-size: 13px;
  color: #64748b;
}
.calc-box .btn-primary {
  width: 100%;
  border-radius: 14px;
  font-size: 18px;
}
.calc-disclaimer {
  margin-top: 20px;
  font-size: 12px;
  color: #64748b;
  line-height: 1.6;
  text-align: center;
}
/* ======================== 3 KROKY ======================== */
.steps {
  padding: 100px 0;
  background: #ffffff;
  position: relative;
}
.steps-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  position: relative;
}
.steps-grid::before {
  content: '';
  position: absolute;
  top: 52px;
  left: 16.66%;
  right: 16.66%;
  height: 3px;
  background: linear-gradient(90deg, #bfdbfe, #60a5fa, #bfdbfe);
  z-index: 0;
  border-radius: 2px;
}
.step {
  text-align: center;
  padding: 32px 24px;
  position: relative;
  z-index: 1;
}
.step-number {
  width: 72px;
  height: 72px;
  background: linear-gradient(135deg, #2563eb, #1d4ed8);
  color: #ffffff;
  border-radius: 22px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 28px;
  font-weight: 800;
  margin: 0 auto 24px;
  box-shadow: 0 10px 28px rgba(37, 99, 235, 0.35);
  border: 4px solid #ffffff;
}
.step h3 {
  font-size: 20px;
  font-weight: 700;
  margin-bottom: 12px;
  letter-spacing: -0.01em;
  color: #0b1220;
}
.step p {
  font-size: 16px;
  color: #475569;
  line-height: 1.65;
}
.steps-note-wrapper {
  text-align: center;
}
.steps-note {
  text-align: center;
  margin-top: 48px;
  font-size: 17px;
  font-weight: 700;
  color: #1d4ed8;
  padding: 16px 28px;
  background: linear-gradient(135deg, #eff6ff, rgba(219, 234, 254, 0.5));
  border: 1px solid #bfdbfe;
  border-radius: 12px;
  display: inline-block;
}
/* ======================== VÝHODY ======================== */
.benefits {
  padding: 100px 0;
  background: linear-gradient(180deg, #f8fafc 0%, #eef2ff 50%, #f8fafc 100%);
  position: relative;
}
.benefits-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
}
.benefit-card {
  background: #ffffff;
  border: 1px solid #e2e8f0;
  border-radius: 20px;
  padding: 36px;
  transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
  position: relative;
  overflow: hidden;
}
.benefit-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: linear-gradient(90deg, #3b82f6, #1d4ed8);
  opacity: 0;
  transition: opacity 0.3s ease;
}
.benefit-card:hover {
  box-shadow: 0 20px 25px -5px rgba(15, 23, 42, 0.08), 0 8px 10px -6px rgba(15, 23, 42, 0.04);
  border-color: #bfdbfe;
  transform: translateY(-4px);
}
.benefit-card:hover::before {
  opacity: 1;
}
.benefit-icon {
  width: 56px;
  height: 56px;
  border-radius: 16px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
}
.benefit-icon svg {
  width: 26px;
  height: 26px;
  fill: none;
  stroke-width: 2;
  stroke-linecap: round;
  stroke-linejoin: round;
}
.benefit-icon-blue {
  background: linear-gradient(135deg, #eff6ff, #dbeafe);
}
.benefit-icon-blue svg {
  stroke: #1d4ed8;
}
.benefit-icon-green {
  background: linear-gradient(135deg, #ecfdf5, #d1fae5);
}
.benefit-icon-green svg {
  stroke: #059669;
}
.benefit-icon-amber {
  background: linear-gradient(135deg, #fffbeb, #fef3c7);
}
.benefit-icon-amber svg {
  stroke: #d97706;
}
.benefit-icon-navy {
  background: linear-gradient(135deg, #e0e7ff, #c7d2fe);
}
.benefit-icon-navy svg {
  stroke: #1e40af;
}
.benefit-card h3 {
  font-size: 20px;
  font-weight: 700;
  margin-bottom: 8px;
  letter-spacing: -0.01em;
  color: #0b1220;
}
.benefit-card p {
  font-size: 16px;
  color: #475569;
  line-height: 1.6;
}
/* ======================== PRE KOHO ======================== */
.segments {
  padding: 100px 0;
  background: linear-gradient(180deg, #f8fafc 0%, #ffffff 100%);
}
.segments-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  margin-bottom: 48px;
}
.segment-card {
  background: #ffffff;
  border: 1px solid #e2e8f0;
  border-radius: 20px;
  padding: 36px 28px;
  transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}
.segment-card:hover {
  box-shadow: 0 20px 25px -5px rgba(15, 23, 42, 0.08), 0 8px 10px -6px rgba(15, 23, 42, 0.04);
  transform: translateY(-4px);
  border-color: #bfdbfe;
}
.segment-emoji {
  font-size: 44px;
  margin-bottom: 20px;
  display: block;
}
.segment-card h3 {
  font-size: 20px;
  font-weight: 700;
  margin-bottom: 12px;
  color: #0b1220;
}
.segment-card p {
  font-size: 15px;
  color: #475569;
  line-height: 1.6;
  margin-bottom: 16px;
}
.segment-list {
  list-style: none;
}
.segment-list li {
  font-size: 14px;
  color: #334155;
  padding: 4px 0;
  display: flex;
  align-items: flex-start;
  gap: 8px;
}
.segment-list li::before {
  content: '';
  width: 6px;
  height: 6px;
  background: #3b82f6;
  border-radius: 50%;
  margin-top: 8px;
  flex-shrink: 0;
}
/* Fit check */
.fit-check {
  max-width: 640px;
  margin: 24px auto 0;
}
/* Second chance callout */
.second-chance {
  margin-top: 32px;
  padding: 36px 40px;
  background: linear-gradient(135deg, #eff6ff 0%, #eef2ff 100%);
  border: 1px solid #bfdbfe;
  border-radius: 20px;
  display: grid;
  grid-template-columns: 72px 1fr auto;
  align-items: center;
  gap: 28px;
  box-shadow: 0 4px 6px -1px rgba(15, 23, 42, 0.06), 0 2px 4px -2px rgba(15, 23, 42, 0.04);
}
.second-chance-icon {
  width: 72px;
  height: 72px;
  border-radius: 20px;
  background: linear-gradient(135deg, #2563eb, #1e40af);
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 10px 24px rgba(37, 99, 235, 0.35);
  flex-shrink: 0;
}
.second-chance-icon svg {
  width: 32px;
  height: 32px;
  stroke: white;
  fill: none;
  stroke-width: 2;
  stroke-linecap: round;
  stroke-linejoin: round;
}
.second-chance h3 {
  font-size: 22px;
  font-weight: 800;
  color: #0b1220;
  margin-bottom: 8px;
  letter-spacing: -0.02em;
  line-height: 1.25;
}
.second-chance p {
  font-size: 15px;
  color: #334155;
  line-height: 1.65;
  margin: 0;
}
.second-chance p strong {
  color: #0b1220;
}
.second-chance .btn {
  flex-shrink: 0;
  white-space: nowrap;
}
.fit-card {
  padding: 28px;
  border-radius: 16px;
  border: 1px solid transparent;
}
.fit-card.yes {
  background: #ecfdf5;
  border-color: #d1fae5;
}
.fit-card.no {
  background: #fef2f2;
  border-color: #fee2e2;
}
.fit-card h4 {
  font-size: 16px;
  font-weight: 700;
  margin-bottom: 14px;
  display: flex;
  align-items: center;
  gap: 8px;
  color: #0b1220;
}
.fit-card ul {
  list-style: none;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 6px 16px;
}
.fit-card li {
  font-size: 14px;
  color: #334155;
  padding: 4px 0;
}
.fit-card .pill-icon {
  width: 22px;
  height: 22px;
  border-radius: 6px;
  display: flex;
  align-items: center;
  justify-content: center;
}
.fit-card.yes .pill-icon {
  background: #10b981;
}
.fit-card.no .pill-icon {
  background: #ef4444;
}
.fit-card .pill-icon svg {
  width: 14px;
  height: 14px;
  stroke: white;
  fill: none;
  stroke-width: 3;
}
/* ======================== TRUST SECTION ======================== */
.trust-section {
  padding: 96px 0;
  background: linear-gradient(180deg, #ffffff 0%, #eff6ff 50%, #ffffff 100%);
  position: relative;
  overflow: hidden;
}
.trust-section::before {
  content: '';
  position: absolute;
  width: 700px;
  height: 700px;
  background: radial-gradient(circle, rgba(37, 99, 235, 0.08) 0%, transparent 60%);
  top: -300px;
  left: 50%;
  transform: translateX(-50%);
}
.trust-section .container {
  position: relative;
  z-index: 1;
}
.trust-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}
.trust-card {
  background: #ffffff;
  border: 1px solid #e2e8f0;
  border-radius: 20px;
  padding: 36px 28px;
  text-align: center;
  transition: all 0.3s ease;
  box-shadow: 0 1px 2px rgba(15, 23, 42, 0.04);
}
.trust-card:hover {
  border-color: #bfdbfe;
  transform: translateY(-4px);
  box-shadow: 0 20px 25px -5px rgba(15, 23, 42, 0.08), 0 8px 10px -6px rgba(15, 23, 42, 0.04);
}
.trust-card-icon {
  width: 60px;
  height: 60px;
  background: linear-gradient(135deg, #eff6ff, #dbeafe);
  border-radius: 18px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
}
.trust-card-icon svg {
  width: 28px;
  height: 28px;
  stroke: #1d4ed8;
  fill: none;
  stroke-width: 2;
  stroke-linecap: round;
  stroke-linejoin: round;
}
.trust-card h3 {
  font-size: 18px;
  font-weight: 700;
  color: #0b1220;
  margin-bottom: 8px;
}
.trust-card p {
  font-size: 14px;
  color: #475569;
  line-height: 1.6;
}
/* ======================== REVIEWS ======================== */
.reviews {
  padding: 100px 0;
  background: #ffffff;
}
.reviews-header-stars {
  display: inline-flex;
  gap: 4px;
  margin-bottom: 10px;
}
.reviews-header-stars svg {
  width: 24px;
  height: 24px;
  fill: #f59e0b;
}
/* Reviews swiper */
.reviews-swiper {
  position: relative;
  margin: 0 -24px;
}
.reviews-track {
  display: flex;
  gap: 16px;
  overflow-x: auto;
  scroll-snap-type: x mandatory;
  scroll-behavior: smooth;
  scrollbar-width: none;
  padding: 8px 24px 24px;
  -webkit-overflow-scrolling: touch;
}
.reviews-track::-webkit-scrollbar {
  display: none;
}
.review-card {
  flex: 0 0 calc(22.66666667%);
  scroll-snap-align: start;
  padding: 28px;
  background: #f8fafc;
  border: 1px solid #e2e8f0;
  border-radius: 16px;
  display: flex;
  flex-direction: column;
  min-width: 0;
}
.reviews-controls {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 20px;
  margin-top: 8px;
}
.reviews-arrow {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  border: 1px solid #e2e8f0;
  background: #ffffff;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: all 0.2s ease;
  padding: 0;
}
.reviews-arrow:hover:not(:disabled) {
  border-color: #3b82f6;
  background: #eff6ff;
  transform: translateY(-2px);
  box-shadow: 0 4px 6px -1px rgba(15, 23, 42, 0.06), 0 2px 4px -2px rgba(15, 23, 42, 0.04);
}
.reviews-arrow:disabled {
  opacity: 0.35;
  cursor: not-allowed;
}
.reviews-arrow svg {
  width: 18px;
  height: 18px;
  stroke: #0b1220;
  fill: none;
  stroke-width: 2.5;
  stroke-linecap: round;
  stroke-linejoin: round;
}
.reviews-dots {
  display: flex;
  gap: 8px;
  align-items: center;
}
.reviews-dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: #cbd5e1;
  border: none;
  cursor: pointer;
  padding: 0;
  transition: all 0.2s ease;
}
.reviews-dot.active {
  background: #2563eb;
  width: 24px;
  border-radius: 4px;
}
.review-stars {
  display: flex;
  gap: 2px;
  margin-bottom: 14px;
}
.review-stars svg {
  width: 16px;
  height: 16px;
  fill: #f59e0b;
}
.review-text {
  color: #334155;
  font-size: 15px;
  line-height: 1.65;
  margin-bottom: 18px;
  flex: 1;
}
.review-author {
  display: flex;
  align-items: center;
  gap: 12px;
  padding-top: 16px;
  border-top: 1px solid #e2e8f0;
}
.review-avatar {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: linear-gradient(135deg, #3b82f6, #1d4ed8);
  color: white;
  font-weight: 700;
  font-size: 16px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.review-name {
  font-weight: 700;
  color: #0b1220;
  font-size: 15px;
  line-height: 1.2;
}
.review-meta {
  font-size: 13px;
  color: #64748b;
  margin-top: 2px;
}
/* ======================== KONTAKT ======================== */
.contact {
  padding: 100px 0;
  background: #ffffff;
}
.contact-card {
  max-width: 720px;
  margin: 0 auto;
  background: linear-gradient(180deg, #eff6ff 0%, #ffffff 100%);
  border: 1px solid #dbeafe;
  border-radius: 24px;
  padding: 48px;
  text-align: center;
  box-shadow: 0 10px 15px -3px rgba(15, 23, 42, 0.07000000000000001), 0 4px 6px -4px rgba(15, 23, 42, 0.04);
  position: relative;
  overflow: hidden;
}
.contact-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: linear-gradient(90deg, #3b82f6, #1d4ed8);
}
.contact-icon {
  width: 64px;
  height: 64px;
  margin: 0 auto 24px;
  border-radius: 18px;
  background: linear-gradient(135deg, #2563eb, #1d4ed8);
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 10px 24px rgba(37, 99, 235, 0.35);
}
.contact-icon svg {
  width: 28px;
  height: 28px;
  stroke: white;
  fill: none;
  stroke-width: 2.2;
  stroke-linecap: round;
  stroke-linejoin: round;
}
.contact-headline {
  font-size: 26px;
  font-weight: 800;
  color: #0b1220;
  margin-bottom: 14px;
  letter-spacing: -0.02em;
  line-height: 1.25;
}
.contact-headline strong {
  background: linear-gradient(135deg, #2563eb, #1e40af);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}
.contact-sub {
  font-size: 17px;
  color: #475569;
  max-width: 520px;
  margin: 0 auto 32px;
  line-height: 1.65;
}
.contact-methods {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
  margin-top: 8px;
}
.contact-method {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 20px;
  background: #ffffff;
  border: 1px solid #e2e8f0;
  border-radius: 14px;
  text-decoration: none;
  color: #0b1220;
  transition: all 0.2s ease;
  text-align: left;
}
.contact-method:hover {
  border-color: #60a5fa;
  transform: translateY(-2px);
  box-shadow: 0 4px 6px -1px rgba(15, 23, 42, 0.06), 0 2px 4px -2px rgba(15, 23, 42, 0.04);
}
.contact-method-icon {
  width: 44px;
  height: 44px;
  border-radius: 12px;
  background: #eff6ff;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.contact-method-icon svg {
  width: 20px;
  height: 20px;
  stroke: #1d4ed8;
  fill: none;
  stroke-width: 2;
  stroke-linecap: round;
  stroke-linejoin: round;
}
.contact-method-label {
  font-size: 12px;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: #64748b;
  font-weight: 600;
  margin-bottom: 2px;
}
.contact-method-value {
  font-size: 16px;
  font-weight: 700;
  color: #0b1220;
  overflow-wrap: anywhere;
}
.contact-method-value.email {
  font-size: 14.5px;
  letter-spacing: -0.01em;
}
.contact-hours {
  margin-top: 24px;
  font-size: 13px;
  color: #64748b;
}
/* ======================== FAQ ======================== */
.faq {
  padding: 100px 0;
  background: #f8fafc;
}
.faq-list {
  max-width: 760px;
  margin: 0 auto;
  background: #ffffff;
  border: 1px solid #e2e8f0;
  border-radius: 20px;
  padding: 8px;
  box-shadow: 0 10px 15px -3px rgba(15, 23, 42, 0.07000000000000001), 0 4px 6px -4px rgba(15, 23, 42, 0.04);
}
.faq-item {
  border-radius: 12px;
  transition: background 0.2s ease;
}
.faq-item + .faq-item {
  border-top: 1px solid #f1f5f9;
}
.faq-item.open {
  background: #f8fafc;
}
.faq-question {
  width: 100%;
  background: transparent;
  border: none;
  padding: 20px 24px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  cursor: pointer;
  font-family: inherit;
  font-size: 17px;
  font-weight: 600;
  color: #0b1220;
  text-align: left;
  gap: 16px;
  transition: color 0.2s ease;
  border-radius: 12px;
}
.faq-question:hover {
  color: #1d4ed8;
}
.faq-question svg {
  width: 20px;
  height: 20px;
  stroke: #64748b;
  fill: none;
  stroke-width: 2;
  flex-shrink: 0;
  transition: all 0.3s ease;
}
.faq-item.open .faq-question {
  color: #1d4ed8;
}
.faq-item.open .faq-question svg {
  transform: rotate(180deg);
  stroke: #1d4ed8;
}
.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s ease;
}
.faq-answer-inner {
  padding: 0 24px 24px;
  font-size: 16px;
  color: #334155;
  line-height: 1.7;
}
.faq-item.open .faq-answer {
  max-height: 500px;
}
/* ======================== ZÁVEREČNÉ CTA ======================== */
.final-cta {
  padding: 100px 0;
  background: linear-gradient(135deg, #1d4ed8 0%, #1a1a4e 50%, #0b1220 100%);
  text-align: center;
  position: relative;
  overflow: hidden;
}
.final-cta::before {
  content: '';
  position: absolute;
  width: 800px;
  height: 800px;
  background: radial-gradient(circle, rgba(59, 130, 246, 0.22) 0%, transparent 60%);
  top: -400px;
  left: 50%;
  transform: translateX(-50%);
  border-radius: 50%;
}
.final-cta .container {
  position: relative;
  z-index: 1;
}
.final-cta h2 {
  font-size: 44px;
  font-weight: 800;
  color: #ffffff;
  margin-bottom: 16px;
  letter-spacing: -0.03em;
  line-height: 1.15;
  text-wrap: balance;
}
.final-cta-sub {
  font-size: 18px;
  color: #bfdbfe;
  margin-bottom: 40px;
}
.btn-white {
  background: #ffffff;
  color: #1d4ed8;
  font-size: 19px;
  font-weight: 700;
  padding: 20px 44px;
  border-radius: 14px;
  min-height: 56px;
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.25);
}
.btn-white:hover {
  transform: translateY(-2px);
  box-shadow: 0 14px 36px rgba(0, 0, 0, 0.3);
}
.final-cta-contact {
  margin-top: 28px;
  font-size: 14px;
  color: #93c5fd;
}
.final-cta-contact a {
  color: #ffffff;
  text-decoration: underline;
  text-decoration-color: rgba(255, 255, 255, 0.4);
}
.final-cta-contact a:hover {
  text-decoration-color: #ffffff;
}
/* ======================== FOOTER ======================== */
.footer {
  padding: 56px 0 40px;
  background: #0b1220;
  color: #94a3b8;
  font-size: 14px;
  line-height: 1.7;
  border-top: 1px solid rgba(255, 255, 255, 0.06);
}
.footer-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 40px;
  margin-bottom: 40px;
}
.footer-label {
  font-size: 11px;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: #64748b;
  margin-bottom: 12px;
  font-weight: 600;
}
.footer-name {
  color: #ffffff;
  font-weight: 700;
  font-size: 16px;
  margin-bottom: 8px;
}
.footer-legal {
  padding: 20px 0;
  margin-top: 24px;
  background: rgba(255, 255, 255, 0.03);
  border: 1px solid rgba(255, 255, 255, 0.06);
  border-radius: 12px;
  padding: 16px 20px;
  font-size: 13px;
  color: #64748b;
  line-height: 1.6;
}
.footer-bottom {
  border-top: 1px solid #1e293b;
  padding-top: 28px;
  margin-top: 24px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 16px;
  font-size: 13px;
}
.footer-links {
  display: flex;
  gap: 28px;
}
.footer-links a {
  color: #94a3b8;
  text-decoration: none;
  transition: color 0.2s;
}
.footer-links a:hover {
  color: #ffffff;
}
/* ======================== MOBILE STICKY CTA ======================== */
.mobile-cta {
  display: none;
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  background: rgba(255, 255, 255, 0.97);
  backdrop-filter: blur(20px);
  padding: 12px 16px;
  padding-bottom: calc(12px);
  box-shadow: 0 -4px 20px rgba(0, 0, 0, 0.08);
  z-index: 99;
}
.mobile-cta .btn-primary {
  width: 100%;
  font-size: 16px;
  padding: 16px;
  border-radius: 12px;
}
/* ======================== RESPONSIVE ======================== */
@media (max-width: 1180px) {
  .side-toc {
    display: none;
  }
}
/* Tablet: 900px — hide horizontal header nav, show hamburger */
@media (max-width: 900px) {
  .header-nav {
    display: none;
  }
  .mobile-menu-toggle {
    display: inline-flex;
  }
  .header .btn-outline {
    display: none;
  }
}
/* Tablet layout polish */
@media (max-width: 900px) and (min-width: 769px) {
  .segments-grid {
    grid-template-columns: 1fr 1fr;
  }
  .review-card {
    flex: 0 0 calc(42%);
  }
  .trust-grid {
    grid-template-columns: 1fr 1fr;
  }
  .benefits-grid {
    grid-template-columns: 1fr 1fr;
  }
  .second-chance {
    grid-template-columns: 72px 1fr;
    gap: 20px;
  }
  .second-chance .btn {
    grid-column: -1;
    justify-self: start;
  }
}
/* Mobile: ≤768px */
@media (max-width: 768px) {
  .contact-bar {
    display: none;
  }
  .hero {
    padding: 40px 0 48px;
  }
  .calculator {
    padding: 16px 0 40px !important;
  }
  .calculator .section-header {
    margin-bottom: 18px;
  }
  .hero h1 {
    font-size: 34px;
    line-height: 1.1;
  }
  .hero-subtitle {
    font-size: 16px;
    margin-bottom: 28px;
  }
  .hero-badge {
    font-size: 13px;
    padding: 7px 16px;
    margin-bottom: 20px;
  }
  .hero .btn-primary {
    font-size: 16px;
    padding: 16px 28px;
    width: 100%;
    max-width: 320px;
  }
  .hero-cta-wrapper {
    flex-direction: column;
    gap: 12px;
  }
  .hero-cta-note {
    font-size: 13px;
  }
  .hero-trust {
    gap: 16px;
    margin-top: 32px;
  }
  .hero-trust-item {
    font-size: 13px;
  }
  .hero-trust-icon {
    width: 28px;
    height: 28px;
  }
  .social-proof {
    padding: 32px 0;
  }
  .social-proof .container {
    gap: 28px 20px;
    justify-content: space-around;
  }
  .proof-item {
    flex: 1 1 40%;
    min-width: 0;
  }
  .proof-number {
    font-size: 26px;
  }
  .proof-label {
    font-size: 12px;
  }
  .section-header {
    margin-bottom: 36px;
  }
  .section-header h2 {
    font-size: 28px !important;
    line-height: 1.2;
  }
  .section-header p {
    font-size: 16px;
  }
  .section-label {
    font-size: 12px;
    margin-bottom: 12px;
  }
  .calculator,
  .steps,
  .benefits,
  .segments,
  .faq,
  .reviews,
  .trust-section,
  .contact {
    padding: 64px 0;
  }
  .contact-card {
    padding: 32px 20px;
    border-radius: 18px;
  }
  .contact-icon {
    width: 56px;
    height: 56px;
    margin-bottom: 18px;
  }
  .contact-headline {
    font-size: 20px;
  }
  .contact-sub {
    font-size: 15px;
    margin-bottom: 24px;
  }
  .contact-methods {
    grid-template-columns: 1fr;
    gap: 10px;
  }
  .contact-method {
    padding: 16px;
  }
  .contact-method-value {
    font-size: 15px;
  }
  .contact-method-value.email {
    font-size: 13px;
  }
  .steps-grid {
    grid-template-columns: 1fr;
    gap: 8px;
  }
  .steps-grid::before {
    display: none;
  }
  .step {
    padding: 20px;
  }
  .step-number {
    width: 60px;
    height: 60px;
    font-size: 24px;
    margin-bottom: 16px;
  }
  .step h3 {
    font-size: 18px;
  }
  .step p {
    font-size: 15px;
  }
  .steps-note {
    font-size: 15px;
    padding: 14px 22px;
  }
  .benefits-grid {
    grid-template-columns: 1fr;
    gap: 14px;
  }
  .benefit-card {
    padding: 26px 24px;
  }
  .benefit-icon {
    width: 48px;
    height: 48px;
    border-radius: 12px;
    margin-bottom: 16px;
  }
  .benefit-icon svg {
    width: 22px;
    height: 22px;
  }
  .segments-grid {
    grid-template-columns: 1fr;
    gap: 14px;
    margin-bottom: 32px;
  }
  .segment-card {
    padding: 28px 24px;
  }
  .segment-emoji {
    font-size: 36px;
    margin-bottom: 14px;
  }
  .segment-card h3 {
    font-size: 18px;
  }
  .trust-grid {
    grid-template-columns: 1fr;
    gap: 14px;
  }
  .trust-row {
    margin-top: 32px;
    padding: 18px 20px;
    font-size: 13px;
    flex-direction: column;
    gap: 12px;
  }
  .trust-row-text {
    font-size: 13px;
    line-height: 1.6;
  }
  .reviews-swiper {
    margin: 0 -16px;
  }
  .reviews-track {
    padding: 8px 16px 20px;
    gap: 12px;
  }
  .review-card {
    flex: 0 0 86%;
    padding: 22px 20px;
  }
  .reviews-header-stars svg {
    width: 20px;
    height: 20px;
  }
  .fit-check {
    grid-template-columns: 1fr;
    gap: 14px;
    margin-top: 20px;
  }
  .fit-card {
    padding: 22px 20px;
  }
  .fit-card ul {
    grid-template-columns: 1fr;
  }
  .fit-card h4 {
    font-size: 15px;
  }
  .second-chance {
    grid-template-columns: 1fr;
    gap: 18px;
    padding: 26px 22px;
    text-align: center;
    margin-top: 24px;
  }
  .second-chance-icon {
    margin: 0 auto;
    width: 60px;
    height: 60px;
    border-radius: 16px;
  }
  .second-chance-icon svg {
    width: 26px;
    height: 26px;
  }
  .second-chance h3 {
    font-size: 19px;
  }
  .second-chance p {
    font-size: 14.5px;
  }
  .second-chance .btn {
    width: 100%;
  }
  .calc-box {
    padding: 22px 20px 20px;
    border-radius: 20px;
  }
  .calc-field {
    margin-bottom: 18px;
  }
  .calc-label {
    font-size: 12px;
    margin-bottom: 8px;
  }
  .calc-select {
    padding: 14px 16px;
    font-size: 16px;
  }
  .period-buttons {
    grid-template-columns: repeat(4, 1fr);
    gap: 6px;
  }
  .period-btn {
    padding: 10px 4px;
    font-size: 13px;
  }
  .calc-result {
    padding: 18px 0;
    margin: 8px 0 16px;
  }
  .calc-result-label {
    font-size: 11px;
  }
  .calc-result-value {
    font-size: 36px;
  }
  .calc-result-sub {
    font-size: 11px;
    margin-top: 4px;
    padding: 0 12px;
  }
  .calc-box .btn-primary {
    padding: 16px;
    font-size: 17px;
  }
  .calc-disclaimer {
    margin-top: 14px;
    font-size: 11px;
  }
  .faq-list {
    padding: 4px;
  }
  .faq-question {
    font-size: 15px;
    padding: 18px 18px;
    gap: 12px;
  }
  .faq-answer-inner {
    padding: 0 18px 18px;
    font-size: 15px;
  }
  .final-cta {
    padding: 72px 0;
  }
  .final-cta h2 {
    font-size: 26px;
    line-height: 1.2;
  }
  .final-cta-sub {
    font-size: 16px;
    margin-bottom: 28px;
  }
  .btn-white {
    font-size: 17px;
    padding: 16px 32px;
    width: 100%;
    max-width: 320px;
  }
  .footer {
    padding: 40px 0 90px;
    font-size: 13px;
  }
  .footer-grid {
    grid-template-columns: 1fr;
    gap: 28px;
    margin-bottom: 28px;
  }
  .footer-bottom {
    flex-direction: column;
    align-items: flex-start;
    gap: 12px;
    padding-top: 20px;
  }
  .mobile-cta {
    display: block;
  }
  .header {
    padding: 10px 0;
  }
  .header .container {
    gap: 12px;
  }
  .logo {
    gap: 10px;
  }
  .logo-icon {
    width: 36px;
    height: 36px;
    border-radius: 10px;
  }
  .logo-icon svg {
    width: 18px;
    height: 18px;
  }
  .logo-text-primary {
    font-size: 14px;
  }
  .logo-text-secondary {
    font-size: 10px;
  }
}
/* Very small phones (≤380px) — further compression */
@media (max-width: 380px) {
  .container {
    padding: 0 16px;
  }
  .hero h1 {
    font-size: 30px;
  }
  .section-header h2 {
    font-size: 24px !important;
  }
  .calc-result-value {
    font-size: 34px;
  }
  .period-btn {
    padding: 10px 2px;
    font-size: 13px;
  }
  .social-proof .container {
    gap: 20px 12px;
  }
  .proof-number {
    font-size: 22px;
  }
  .logo-text-secondary {
    display: none;
  }
  .final-cta h2 {
    font-size: 22px;
  }
}
/* ================================================================
       HERO 2-COL + INTEGROVANÁ KALKULAČKA (nový dizajn 19.5.2026)
       — pridáva 2-stĺpcový hero s kalkulačkou v karte vpravo
       — overridy nasledujú za pôvodnými .hero pravidlami a vyhrávajú
       ================================================================ */
/* Hero-copy: ľavá strana (text + features) */
.hero-copy {
  text-align: left;
  min-width: 0;
}
.hero-copy .hero-badge {
  margin-bottom: 18px;
}
.hero-copy h1 {
  margin-left: 0;
  margin-right: 0;
  max-width: none;
}
.hero-copy .hero-subtitle {
  margin-left: 0;
  margin-right: 0;
  max-width: none;
  text-align: left;
}
.hero-copy .hero-subtitle strong {
  color: #0b1220;
  font-weight: 700;
}
.hero-copy .hero-cta-wrapper {
  justify-content: flex-start;
}
/* Hero features (3 trust položky s headline + sub-textom) */
.hero-features {
  list-style: none;
  padding: 0;
  margin: 28px 0 0;
  display: flex;
  flex-direction: column;
  gap: 20px;
  text-align: left;
}
.hero-feature {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  text-align: left;
}
.hero-feature-icon {
  flex-shrink: 0;
  width: 44px;
  height: 44px;
  border-radius: 12px;
  background: rgba(16, 185, 129, 0.14);
  display: flex;
  align-items: center;
  justify-content: center;
}
.hero-feature-icon svg {
  width: 24px;
  height: 24px;
  stroke: #059669;
  fill: none;
  stroke-width: 3;
}
.hero-feature-text {
  display: flex;
  flex-direction: column;
  gap: 3px;
  min-width: 0;
}
.hero-feature-headline {
  margin: 0;
  font-size: 19px;
  font-weight: 700;
  color: #0b1220;
  line-height: 1.25;
  letter-spacing: -0.01em;
}
.hero-feature-sub {
  font-size: 14.5px;
  color: #475569;
  line-height: 1.45;
}
/* Hero-calc: pravá strana (wrapper okolo CMS kalkulačky) */
.hero-calc {
  min-width: 0;
}
.hero-calc .calc-wrapper {
  max-width: none;
  margin: 0;
  width: 100%;
}
.hero-calc-heading {
  display: none;
  /* desktop: nadpis je nad hero, mobile: zobrazí sa */
}
/* Calc disclaimer — viacriadkový variant pre nový dizajn */
.calc-disclaimer {
  text-align: left;
}
.calc-disclaimer-line {
  margin: 0 0 8px;
}
.calc-disclaimer-line:last-child {
  margin-bottom: 0;
}
.calc-disclaimer-note {
  color: #64748b;
}
/* Desktop hero — 2-col grid s kalkulačkou v prvom viewporte */
@media (min-width: 1024px) {
  .hero {
    padding: 44px 0 52px;
  }
  .hero .container {
    display: grid;
    grid-template-columns: minmax(0, 1.05fr) minmax(0, 1fr);
    gap: 48px;
    align-items: start;
    text-align: left;
  }
  .hero-copy h1 {
    font-size: 60px;
    line-height: 1.04;
  }
  .hero-copy .hero-subtitle {
    font-size: 20px;
    line-height: 1.55;
    max-width: 560px;
  }
  .hero-features {
    margin-top: 48px;
    gap: 22px;
  }
  .hero-feature-headline {
    font-size: 23px;
  }
  .hero-feature-sub {
    font-size: 15px;
  }
  .hero-calc .calc-box {
    padding: 26px 28px;
    border-radius: 20px;
  }
  .hero-calc .calc-field {
    margin-bottom: 16px;
  }
  .hero-calc .calc-result {
    padding: 16px 0;
    margin: 4px 0 14px;
  }
  .hero-calc .calc-result-value {
    font-size: 38px;
  }
  /* FIX 19.5.26 — 8-col grid v úzkom hero-calc kontajneri overflowuje,
         posledné tlačidlo "8 rokov" prečnievalo. Prepíname na 4-col (2 riadky). */
  .hero-calc .period-buttons {
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 8px;
  }
  .hero-calc .period-btn {
    min-width: 0;
    padding: 12px 4px;
    font-size: 13.5px;
  }
}
/* Wider desktop — viac priestoru */
@media (min-width: 1280px) {
  .hero .container {
    gap: 56px;
  }
  .hero-calc .calc-box {
    padding: 30px 32px;
  }
}
/* Mobile / tablet (≤1023px) — calc pod hero textom + nadpis nad calc-boxom */
@media (max-width: 1023px) {
  .hero .container {
    text-align: left;
  }
  .hero-copy {
    text-align: left;
  }
  .hero-copy h1,
  .hero-copy .hero-subtitle {
    text-align: left;
  }
  .hero-calc {
    margin-top: 28px;
  }
  .hero-calc-heading {
    display: block;
    text-align: center;
    margin-bottom: 18px;
  }
  .hero-calc-heading h2 {
    font-size: 26px;
    font-weight: 800;
    color: #0b1220;
    line-height: 1.2;
    margin: 0 0 6px;
    letter-spacing: -0.02em;
  }
  .hero-calc-heading p {
    font-size: 15px;
    color: #475569;
    margin: 0;
  }
}
/* Mobile compact (≤768px) — feature texty menšie + CTA full width */
@media (max-width: 768px) {
  .hero-copy .hero-cta-wrapper {
    flex-direction: column;
    align-items: stretch;
    gap: 12px;
  }
  .hero-copy .hero-cta-wrapper .btn-primary {
    width: 100%;
  }
  .hero-copy .hero-cta-note {
    text-align: center;
  }
  .hero-features {
    margin-top: 24px;
    gap: 16px;
  }
  .hero-feature-icon {
    width: 40px;
    height: 40px;
  }
  .hero-feature-icon svg {
    width: 20px;
    height: 20px;
  }
  .hero-feature-headline {
    font-size: 17px;
  }
  .hero-feature-sub {
    font-size: 13.5px;
  }
}
/* Reduced-motion accessibility */
@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }
  *,
  *::before,
  *::after {
    animation-duration: 0.01ms !important;
    transition-duration: 0.01ms !important;
  }
}